Why it exists
Expense apps that cost money, sell data, or do not fit how India spends
Most expense trackers either charge a subscription, fill the screen with ads, or make logging so tedious that people stop after the second week. Few fit daily life in India, where cash, cards and UPI sit side by side and the month really starts on payday.
- Subscriptions or ads on top of an app people use every single day
- Typing every expense by hand, so most people give up within weeks
- Categories and flows modelled on card spending rather than cash and UPI
- Personal finance data monetised by the app that collects it
What it does
Aaptam: capable AI when you want it, full control when you do not
My flagship product and a standalone brand, currently in development. Aaptam pairs Tam, an AI assistant that can read receipts and act on your records, with a complete manual workspace, so people can track money the way that suits them. It is being built to stay free, carry no ads, and keep core records on the device first.
Tam, an assistant that acts
35+ tools that add records, manage budgets and track bills, not just a chat that gives advice
Answers as widgets
Tam replies with interactive cards, such as budget progress and upcoming bills, instead of walls of generated text
Snap a bill
Photograph a receipt and get the merchant, every line item, tax and a suggested category to review
Full manual control
Every tracking feature works without AI, and destructive actions always need confirmation
A month that starts on payday
Budgets and reports follow your salary date instead of the calendar
Android and web from one codebase
A React app shipped to Android with Capacitor and installable on any device as a web app
Screens
Built with
- React
- Capacitor
- Supabase
- Firebase
- Serverless Functions
Status
In development. The Android app is in closed testing on Google Play, with a public launch planned.
Posts about Aaptam
A first look at Aaptam
Most of my time outside work right now goes into Aaptam, a product I am building properly, from research to release. It is still in development, so this is a first look rather than a launch.
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